Trustco Bank, “Your Hometown Bank,” is blessed to be a part of the Vero Beach community. Trustco Bank offers great banking at low or no cost. Free Hometown Personal Checking, Free ‘Unlimited’ Business Checking, HSA savings, special student accounts, and Trusty Passbook savings for the first –time account holders. Trustco Bank is a leader in mortgage and real estate lending. Offering a wide range of mortgages and terms with no borrower paid Private Mortgage Insurance, no real estate tax escrow required, and no appraisal fees. Condominium, Construction, Builder loans, and Home Equity options.