We are a hometown friendly bank. We will greet you at the front door. We are blessed to be a part of the Vero Beach family. We have great banking with low cost. We have checking accounts, student accounts, savings accounts, senior saving accounts, children trusty accounts, cd's, personal loans, car loans, and credit cards. We also have great mortgages with no Private Mortgage Insurance, no real estate tax escrow required, and no appraisal fees.